Financing & Leasing
Hillsboro Ford, LLC makes it easy to secure affordable financing or lease terms when you purchase a new or used vehicle. Our finance experts are committed to finding you the best deal, no matter your credit situation. We work closely with trusted financing sources and can help find you a loan with a low rate and flexible terms. When banks compete for your business, you win. Let our established relationships and reputations negotiate your next new or used vehicle loan on your behalf. Our dealership has partnered with dozens of nationwide and local financial institutions to offer you the best rates. Take advantage of credit union rates and memberships specific to the Waco, Waxahachie and Hillsboro area by visiting our dealership.
Use our free online appraisal tool to estimate the value of your trade-in, and our online payment calculator can help you find out what you can afford. When you are ready to buy or lease, you can fill out our quick online financing application, and our finance experts at Hillsboro Ford will help guide you through the rest of the process. Make the short drive from Waco, Waxahachie, Hillsboro or surrounding cities today and you will have your new vehicle in your driveway this evening.
Buying Vs Leasing a Ford
Deciding whether to buy or lease a new Hillsboro Ford, LLC can be a difficult choice. It is important to know the differences between the two options so you can figure out which is best for you.
When you buy a vehicle, you are paying for the entire vehicle. Typically buyers make a down payment, either pay the sales tax in cash or roll the amount into the loan, and then make monthly payments with a set interest rate. This option is great for those who drive many miles, or plan on keeping their car for a long period of time.
When you lease a vehicle, you are only paying for the amount of the vehicle you use. The sales tax is included in the monthly lease payment, which is determined in part by a money factor that is much like an interest rate on a new car loan. Typically the first monthly payment is made when you sign the contract. Leasing is a great option for those who want lower monthly payments and a new vehicle every few years.
Our team is standing by and ready to answer any questions or provide any additional information that you need to determine the best financial arrangement based on your personal situation. Take the guess work out of it by working the finance experts at Hillsboro Ford.
Finance Questions?
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